Mortgage Affordability Calculator – helping to work out whether you can afford a mortgage assuming interest rates change in the future.

Client variables

Existing Mortgage
Remaining mortgage
Remaining length of mortgage
Mortgage interest rate
Your annual gross salary/earnings

Existing Monthly Payments
Interest only £ 0
Capital and interest £ 0
If interest rates increase and you have a variable rate mortgage or need to refinance your fixed rate mortgage, your payments might increase as follows:
Payments if interest rates increase by…
Interest only £ 0 0 0
Capital and interest £ 0 0 0
  • The above calculation does not take into consideration any fees including inter alia valuation and arrangement fees.
  • Should you have any queries about any results, please speak to one of our advisors (advice may be chargeable).
  • SAIL Business Solutions Ltd does not warrant the accuracy of this calculator as individual circumstances may vary.